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Uncovering Hidden Costs in Buying an Engagement Ring: A South African Guide

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When budgeting for an engagement ring, it’s easy to focus solely on the price of the gemstone and setting. However, there are often hidden costs that can catch you unawares. This article aims to shed light on these unexpected expenses. For a more comprehensive guide, you can read our main article.

Import Duties and Taxes

If you’re considering buying a ring from overseas, be aware of potential import duties and taxes. These can vary depending on the country of origin and the type of metal and gemstone. Make sure to check South Africa’s customs regulations to get an accurate estimate.


Insuring your engagement ring is highly recommended, especially for high-value items. The cost of insurance can vary based on the ring’s value, the coverage you choose, and even your geographical location. Some policies cover theft and accidental damage, whilst others may only cover specific scenarios.

Resizing and Adjustments

Rings may require resizing or adjustments for various reasons, such as weight gain or loss. Whilst some jewellers offer a one-time free resizing, others may charge for this service. Additionally, complex designs may incur higher resizing costs.


Regular maintenance, including cleaning and minor repairs like prong tightening, can add to the lifetime cost of your ring. Some jewellers offer free lifetime maintenance, but this is not always the case. It’s essential to factor in these costs when setting your budget.

Appraisal Fees

If you’re buying a vintage ring or a ring with a high-value gemstone, you may want to get it appraised for insurance purposes. Appraisal fees can vary widely and should be considered as an additional cost.

The Moissanite Advantage

Opting for a Moissanite gemstone can free up your budget to cover these hidden costs. Moissanite offers brilliance and durability at a fraction of the cost of traditional diamonds, allowing you to allocate funds for other essential expenses.


When budgeting for an engagement ring, it’s crucial to consider not just the upfront costs but also the hidden expenses that can accrue over time. Being aware of these can help you make a more informed and financially sound decision.

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